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Adam McCauley
Social Security Retirement Guide
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The pending election will help determine, among a dizzyingly large host of other paramount issues for the U.S., what will happen to the future of Social Security and Medicare.

Late this summer I worked on a very fun project, an illustrated brochure done for  the Center for Retirement at Boston College.  One of my all time favorite people to work with, Ronn Campisi, brilliantly art directed and designed the lovely little book.  A big thanks to both Ronn and The Boston College for deciding on using illustration for such a project.

The brochure is actually an excellent, clearly written little packet of key information centering on the best approach for an individual to claim their Social Security benefits. Titled "The Social Security Retirement Guide", the nature of the content was essentially fact driven. To give it some graphic punch and levity, I tried to find a way to represent pathways, money and information all with one symbol - and do so in a way that made for flexibility and simplicity.  I chose the ubiquitous circle.

After the artwork was completed it was presented to a focus group, never a reassuring sign from my experience!  Somehow the illustrations made it through relatively unscathed, except for a few minor changes.  One of these changes was that the original cover image, which had just one character - a man- needed to include a woman as well. 
Here's the original cover.
Here's the final cover.
Some of the illustrations needed to be very general, like this contents page image.  I riffed on the idea of "where to begin".  This attempted to show not only possible directions one can take by claiming in different ways, but also to show the steps one takes along the way.  As in all of these images, the ubiquitous circle simultaneously stands for units of money, units of time, directional paths or instructional steps - and sometimes all of these at once.
This image responds to the idea that some folks decide to retire early.  The problem of doing this means your SS earnings will be substantially lower, creating a lower standard of living for you and forcing you to live on less.
 
Statistically, most wives will outlive their husbands. If a husband retires at 66 instead of 62, as a survivor his wife receives more than a fifth more SS income.
Should you delay or claim right away?
Should you gamble and claim early?
The choice is yours; a key to a sound retirement is deciding the right age to begin claiming.
One of the spots, about special rules applying to workers not always covered by SS.  The ubiquitous circle can further double as a pie chart.
This image is illustrating a list of other publications and resources to help with your decisions.
The back cover.


We can all only hope that in light of the current government bailouts of the financial industry that the U.S. will have the resources to actual pay us our due in our retirement.  I read just this morning an Op Ed piece about the fact that Social Security and Medicare may well be the next huge financial tsunami for the country.  We shall see; in the meantime I'll keep a copy of this brochure for future reference in hopes these choices will still be ours to make.
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